International Medical Insurance With Global Coverage
For people planning any travel, especially outside the home country, it is an absolute must to be covered by an international insurance package for a safe and secure trip. Any travel involves risks like stolen baggage, health complications and emergency scenarios demanding immediate evacuation. An international insurance policy is the answer to all these possible nightmares during a trip.
Unlike with a travel policy, with your insurance for international travel policy you will be covered anywhere in the world including your home country! Preventive care, maternity and pre-existing conditions are also usually covered after a waiting period with international insurance, unlike travel insurance.
But before you make the most out of the benefits provided by international insurance health providers, you have to meet the eligibility requirements that they have set. You may be of any age and of any nationality and of any status, but you must still comply with certain requirements.
One of the criteria of many international insurance providers is the duration of stay in the US by the citizens of United States. Some of the international insurance policies require the US citizens to reside abroad or leave the US on a particular date and stay outside the country for approximately six months. However, this restriction does not hold good for non-US citizens.
You can apply for insurance when you are as young as 14 days or even at the age of 74 years. But when you cross 74 years, you would be covered under the same policy if you have been covered continuously by the insurance provider in the past. Most of the providers do not allow you to apply for a new policy.
You can cover your entire family under a single medical insurance for international travel policy plan. It works out beneficial for you if you cover your spouse and kids under the same plan as some of the international health insurance providers offer free coverage for the children if both the parents opt for the same insurance plan.
You can also cover newborn babies for any illness right from their birth if the mother qualifies for pregnancy coverage under the insurance plan she has applied for. You need to also include the newborn baby under the insurance plan within 31 days of birth.
Both individuals and families can enroll for the International Health Insurance. In case of family coverage, incentives are offered by the insurance providers. But to avail some benefits like preventive care and also maternity coverage, you may require waiting for 12 months.